Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Sunday, December 22, 2013

Self Entitlement


I am no fan of the President I never have been. I was raised by a military family that taught you respect your elders, you worked hard and weren't a mooch, you had self discipline (I struggle with this one), and you respect the military and the office of the government. In other words you respect the office of the president and his authority but that doesn't mean you have to like him/her. However in this culture of lazy SPOILED American's we elected the right guy to continue with the society of Self Entitlement. I see it in my own house and it bothers me. Under the age of 17 you have the right that your parents provide... Food, shelter, clothing... After the age of 17 you are not given the right to anything except what is stated in the Constitution and Bill of Rights, and I even question if those rights still exist too. I got fairly angry at a person that posted on my Facebook timeline when she said basically that she gives a rats ass about religion that she is under the Mantra whatever makes you happy? Perhaps what would make me happy is robbing and pillaging your loved ones I am sure her mantra would no longer apply LOL.

My daughter is 11 and she used to get allowance even when I was a struggling single mom on TANF and Food Stamps I would give her whatever change was left and that was her allowance at a young age. When she was loosing her baby teeth she was given $1 per tooth per year of life... ie... 6 year old would get $6 per tooth. Because of the crowd she hangs out with she's been acting a little more spoiled. She's never liked cleaning up after herself but she will do Mom chores pretty well now of course if its not a social event she's not interested like any normal Pre-Teen/Teenager. I have started trying to figure out ways to get her realize Money still does exist and how to budget. I bought her Dave Ramsey's Kids program for Christmas. She just has a hard concept sometimes even when it comes to me being sick she will still ask to go shopping or whatever or want me to do something that I can't do because I am sick.

Anyways my friend +Marissa Weir  posted this GREAT (I told her BEST) read... Take a look
5 Signs Kids are Struggling with Entitlement

Wednesday, January 11, 2012

Our recent encounter with identity theft.

Have you ever thought about investing into identity protection like IdentityHawk ?

I was checking our bank account online one night when I saw some mysterious charges and the fact that we were in over draft. Rick said he didn't know anything about the $500+ dollars in over draft. Funny with the bank we were using (Regions) they usually take money out of our savings to cover any overages and to take out there Overdraft Fee's but there was still money in it. So we reported the suspicious activity to the company about a Thursday/Friday night. Regions told us we would have to wait for it to clear and go directly to the companies to see if they would issue "refunds". I had dealt with this before when Subway charged us $15 when we hadn't been there and it came from a card that was literally bent in half. I was pissed that Regions didn't stand by my on my behalf. Finally a day after they said that it could take a week to clear then at that point they would file a fraud on it. Monday came and went and some of them had disappeared or cleared so we started the fraud investigation. Regions said it could be 30 days before we would see our money. Thankfully we had two other savings accounts, plus cash on hand... we actually had to resort to using credit cards to get us through Christmas. I was getting so irritated by the lack of help from Regions that I called the police and filed a police report. They weren't happy that Regions wasn't being helpful. They were helpful to me though. We still have no idea where the source of the theft was... a restaurant, a gas pump, an online purchase..we traced the IP to Israel... but that's as far as the investigators got. Hopefully the theft will be caught eventually. We still worried about what other information out there is vulnerable. Have you ever used identity protection like Identity Theft Protection?


http://www.blogsvertise.com/

Sunday, May 24, 2009

Walmart sucks and this is why....

First of all Walmart USED to be all about Made in America... Now its all outsourcing. I don't believe in outsourcing. They coerce their vendors into out-sourcing to other countries in order to provide Wal-Mart with a cheaper wholesale price. As a result Wholesalers that can't comply go out of business. Also as a result Americans lose jobs because work is outsourced to accomidate Wal-Mart's demands. and as a result They rely on cheap labor from countries with less than ethical standards of child labor.
If we out source everything they how are our factory workers going to have jobs to be able to afford Walmart. Towns like Detroit will be non existent! Detroit is already going bankrupt because no one is buying American cars.
To me its common sense. My ex boyfriend used to work in a carpet mill and they outsourced to Brazil. Wouldn't you know the rugs are sold at Kmart and Walmart. If we put Americana's out of jobs then who can even afford Wal-Marts "low low prices."

Employee's of Walmart and the like have actually asked a Military Spouse what deployment is. If Korea was out of the country... ok GO BACK TO SCHOOLLLL!

Yes no one is forcing anyone to work at Walmart but with the economy and unemployment these days and your a single mother are you going to refuse a job?
I've heard they only hire part time so they don't have to give their employee's insurance or benefits. They end up treating their employee's like crap. Before my first husband died he worked at Sams Club as a Credit Manager. (Sam's club is owned by Walmart) and he was on the floor helping a customer with a safe and the customer dropped his end of the safe so my husband hurt his back. Walmart wouldn't pay disability for him AND gave him a demotion to Door Greeter. Manager to Door Greeter because you hurt your back by having GOOD customer service? Alrighty then!

Wal-Mart is hypocritical. They didn't (when I used to shop there) allow Mature rated movies, music, games or toys (like WWE toys etc) They even banned a certain barbie because she was pregnant alrightly then. BUT they will sell the most HOOCHIE style clothes for our CHILDREN. I have seen more baby booty and mid drift (for a two year old really) than I have for adults. Oh yeah when you can buy a mid drift top for your two year old but wouldn't dare find it in the adult clothing. Isn't that hypocritical and don't they realize that it may be promoting Pedophiles.

The American Way is being put to death by Wal-Mart. IMHO... The American way has always been come to America and be an entrepreneur. Mom and Pop business's still could play a VERY large part in today's society and they just can't afford to outsource that way or beat Wal-marts prices. Walmart also tells companies what they are going to charge for products or they won't carry them. That's like Musicians telling MTV what they will play or they won't let them use their music. It puts small business (even big business) OUT Of business. Not fair in my opinion.

They don't stand behind their own guarantee's. I buy a vacuum I have a receipt and its less than a week old and I can't return the vacuum because its under warranty. I have to send it back to the manufacturer.

Back to how they treat their employee's I read a story that an employee had insurance disability insurance because she worked at Walmart nearly till retirement. She got in a car accident and she was able to collect her Walmart Disability. But once the party that caused the car accident paid up the woman was told she would have to give the money from Walmart back. Her son died in Iraq the next day (not that its truly relievant but it is to me because I am an Army wife and mom) Walmart is greedy. They eventually got so much bad press they let her keep the disability. But she already had to divorce her husband so she could qualify for the type of care she needed underneath the medicaid program... Ok more tax payer money because Walmart probably only second richest next to the oil companies won't give the woman what she deserves!

Walmart offers great discounts on prescriptions... but not to the military. We aren't offered the same discount as everyone else.

They sacrafice quality for quantity and cheapness. In this society. People are so quick to rush around and be chaotic but we don't have to be stopping to acknowledge a customer, getting to know their needs and telling them have a good day may be more rewarding in the long run. That person may be back tomorrow just because you smiled at them.

Wal-Mart is notorious for taking advantage of small towns. In order to increase money spent in their town, a town may wish Wal-Mart to set up shop to drive business to the town. In order to encourage Wal-Mart to do so, the town will often offer Wal-Mart a no-tax, tax break. This means for a period of several years, Wal-Mart may collect sales tax and forward it to the government but they will not be responsible for other taxes. Many times Wal-Mart has been open and done business until their deal is up and when the town no longer wants to offer the tax-break, Wal-Mart abandons their store leaving a shell. Now an entire huge Wal-Mart store is empty, no small business can afford to buy it and large businesses don't want to bother because they'd have to pay to remodel it so it wouldn't look like a Wal-Mart anymore. This results in a large, abandoned, commercial area that isn't generating the town any money.

Not everything you buy at Walmart is more inexpensive then other major retailers. Its made cheaper but not every thing is more inexpensive. Why do you think Target profits aren't hurting by Walmarts bulliness? Kmart/Sears does what they can to support our troops!

More to come...

By the way since Feburary 2008 I have spent less than $20 at Walmart. You can TOO!

*Resources
Cafemom
Walmart is ALWAYS bad for business ALWAYS
Amazon.com How Wal-Mart is Destroying America and The World and What You Can Do About It
Green Day VS Walmart. I will buy their CD like it or not on FYE or Itunes. I at least appreciate their effort.

Thursday, May 1, 2008

I signed up for PPP!

So My Buddy Crystal and I are always looking for opportunities out there in he world to make a little extra cash. Plus this is a good way to give me subject matter to post about. So you can find Crystal's blog here .....http://favorite-hello.blogspot.com/ and while your looking around check out her Ebay store Mix of Everything (Scrapbooking, Electronics, Clothes, etc). So enough with the shameless promotion of my friend LOL. This is my first PPP post. What's PPP you ask? Well since I am new to the company I don't have alot of answers for you LOL. But feel free to sign up on the website here https://payperpost.com. From what I understand they give you topics to blog about under there terms and you get paid to post on your blog. So I make a little extra money and entertain my blog friends. So if you happen to see a random post that isn't about deployment or life then feel free to comment and just go on about your way. I rarely get comments anyways. I do so enjoy them though!

So once again I think this Payperpost thing is a good idea and you should check it out if you are an avid blogger. Or just would like to make extra money. Details listed on the site. Crystal and I are going to give it a try and see what we can do with this idea. I hope you keep reading my blog and enjoying my posts. Comments and Suggestions are loved!

If you sign up for PPP or would like your blog added to my blog roll then be sure to notify me. I would love to read all about your world. Especially if your a military wife as well or just a parent experiencing the JOYS of parenting. My interesting include Scrapbooking, Working with Paint Shop Pro, Animals, The military of course I have pride in my husband and step son's jobs. Yes I am a Military "Alpha" Mom as my friend calls me.